Monday, 4 December 2017

A Fiery 1.043ct G VS1 ACA Diamond from WhiteFlash!

This great diamond really caught my eye. The small table, the high crown, the steep crown angle (within acceptable range) means it is returning a lot of fire!

1.043ct G VS1 WhiteFlash ACA
1.043ct G VS1 WhiteFlash ACA Hearts & Arrows
I have no complains for this beauty. However, if you noticed that there is some slight misalignment at the 6 o'clock position, I would say it is more like optical illusion. I tried to cover the missing "black" part of the arrow and the arrow looks great! You can further confirm this with the IdealScope and the ASET scope. So overall, I would say the Hearts & Arrows for this diamond is perfect! Update: 08/12/2017 Ok, maybe I will put some minor complain on the hearts at the 5 o'clock and 8 o'clock positions which show a very minor bending tip, but honestly, they look pretty negligible and that is really okay for me! You probably have to click on the image above to view it clearer. Note: Somehow the IdealScope and ASET looks too bright after I saved down the images, so for better representation of this diamond, please visit the actual diamond page.

1.043ct G VS1 WhiteFlash ACA IdealScope

1.043ct G VS1 WhiteFlash ACA ASET
1.043ct G VS1 WhiteFlash ACA ASET in Cert
Now, did you see the small contrast that is located around the ASET in the cert? I always think that high contrast diamonds will show better fire and we can see the overall beauty of the diamond much better. I learned this after observing the pattern exhibited by Black by Brian Gavin diamonds. From my perspective, although Brian Gavin will be the guru of Hearts & Arrows, but this year (2017) WhiteFlash has certainly improved their diamond's optical precision. In fact, recently, they have stepped up their game further, as what I have mentioned in another blog post. If you think that this extra fire will sacrifice on light return and the overall brightness, I can assure you that you will come to appreciate the fact that this extra fire enhance the overall beauty of the diamond itself! Super ideals itself have tight proportions and it is already returning a lot a lot of light! Therefore, I have no concern at all in terms of light return perspective. If you have been following this blog, you will notice that I am always concern about fire because this part is more tricky! ;) And I can say that this diamond I am blogging about, will be one of he best one this planet. That's how breathtaking it is to me. To add on the fact that this diamond has a 76% lower girdle facets, oh boy, the sparks will be bold! Not sold yet? Have a look at the diamond video on its respective page. To double confirm on such big purchase, feel free to ask the friendly sales consultants to pull this diamond out of the vault and request them to have a look at it. ;)

MoneyMatch rate at 4.085 now!
Now, MoneyMatch is yet again offering great rates. At 4.085, the RM equivalent should be RM 36634.28. However, it is showing RM 36633.99, which is cheaper by 29 cents - A figure which I think is negligible at this point, right? Anyway, the savings go to us, so, what's there not to love? Of course, sometimes, there can be a little extra as well, but again, it is negligible when we are talking about sum that is this large. So, as usual, remember to key in discount code REF637 to enjoy RM 15 off!

Now, what is M2U's equivalent rate? It is 4.1140. This means the price in RM for this diamond will be RM 36894.35, a difference of RM 260.07! If that is not enough, M2U will charge a flat rate of RM 10 per transaction. And since we are transferring over RM 30K, this means that the transaction will have to be performed on 2 different days. This probably means we will have to pay RM 10 x 2 = RM 20. Since MoneyMatch is offering zero transaction fee for anything from RM 5000 and above, this makes the difference between transferring via MoneyMatch and transferring via M2U even bigger - RM 280.07! Also, M2U probably will be using new rates for next day transfer, while MoneyMatch could possibly be using the same rate because you can create the order right now and make the transfer later! If you somehow found out that the rate for tomorrow's transfer is lower, then by all means create a new order and ignore the previous order. ;) Please note that this is just my own guess, for the final process, it will be best to check with MoneyMatch's helpdesk. Now, let's say what I said is true, so if you split the transfer into 2 different days, and apply the discount code REF637 to both transactions, you will save an additional RM 30 (RM 15 x 2)! Now, this means the final savings will be RM 310.07 compared to a typical bank's wire transfer service! And good news for the receiving party is that they do not need to absorb any bank fees, which can possibly cost above 3 digits in terms of Ringgit for amount this big.

Create a few orders and select the order with the lowest exchange rate. Each order will be valid for 24 hours (if not mistaken). Also, remember to apply the discount code REF637!
So, now, add 6% for GST. This will make the total to be RM 38832.03. Round it up to RM 38900.00 to include misc. charges. Now, what is the ideal weight for this diamond? Let's count: 6.47 x 6.49 x 4.02 x 0.0061 = 1.030 (round to nearest 3 decimal places). So, there is a difference of 0.013ct. Is this acceptable? I would say yes. Reason being because at this size, a little higher in terms of the difference of actual carat weight compared to the ideal weight seems to make more sense. Besides, I have randomly picked 2 GIA diamonds and the result is approximately the same:

6261693793 - 0.015ct difference
1263868873 - 0.013ct difference

Of course, there are 1 carat diamonds from WhiteFlash that have a difference below 0.01ct, such as this one. The difference is just 0.008ct. There are also some GIA diamonds that have a difference below 0.01ct as well. But when the cutter managed to cut the diamond for performance, I guess it really doesn't matter anyway. Oh, by the way, the cut for the 2 GIA diamonds above is not as good as the G VS1 I am recommending!And the price for the 2 diamonds are thousands cheaper than the G VS1 from WhiteFlash. For example, the 6261693793 can be RM 3000 cheaper, but you are not getting the best cut there is in the market! It is really up to individual preference whether you are willing to pay the extra for the best cut. And if you somehow don't prefer to pay the extra and only want a decent enough diamond, then I can help you to look for one in Zoara. Just let me know. In case you don't know about Zoara, it can actually offer the best possible price for your diamond. For example, the 6261693793 price in Zoara is actually USD 7034.87, which is equivalent to RM 30461.69 based on MoneyMatch's exchange rate and adding in 6% GST. Rounding it up to RM 30500.00 to include misc. charge, so it is approximately RM 5500 cheaper than what you can get locally! Yes, it is approximately RM 5500 difference! Read more about Zoara here. I always aim for diamond that has HCA score below 2.0 and an Enchanted Cut Score of 97% and above. This means I will get diamonds that are better than the 2 GIA diamonds listed above.

Now back to the actual topic.

Of course, since this is a 1 carat diamond, I thought the price for the ring setting will be more expensive, but Memory Jewellery informed me that the price for a simple 18k white gold 6 prongs solitaire will be approximately RM 1000 for ready-made ring settings and RM 1300 - RM 1500 for custom-made ones. Eh, really not bad right?

So, a high performing 1 carat G VS1 engagement ring at the price of approximately RM 41000 in grand total. :D

Thanks for reading!

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